The 4th Quarter

4Q: Make it Matter

Retirement isn’t what it used to be—and that’s a crisis we can’t ignore. We’re living longer, but the old retirement mindset is failing us. It’s time for a seismic shift in how we think about our later years. At 80, you’re the new 60, and these extra decades can be a profound blessing—or a devastating bust. The choice is yours, but it starts now.

In your third quarter (ages 40–59), you lay the groundwork for a triumphant finish in your fourth quarter (60–79) and possibly into overtime (80+ as a Super Ager). Don’t be deceived: decades of research reveal a heartbreaking truth—40–50% of retirees are forced to work part-time or full-time, not just for financial survival, but to keep their sanity. Dr. Dale Goodman’s groundbreaking book unveils this reality and offers a bold new vision.

Imagine your life as a football game, each quarter spanning 20 years. The fourth quarter isn’t the end—it’s your chance to finish well, with purpose, productivity, and progress. The 4th Quarter Matters challenges you to reject outdated retirement thinking and embrace 20+ years of impactful living. This is your time to thrive—excelling in work, family, health, and faith—without regret. Prepare wisely, live boldly, and leave a lasting legacy that echoes beyond your years.